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Properties with clouded and defective title

Dealing with clouded or defective titles can be a significant stumbling block in real estate transactions. A clouded title refers to a property title with an outstanding claim or encumbrance that, if valid, would affect or impair the owner’s title to a particular property or estate. In essence, it’s a situation where the rightful ownership of the property is hard to ascertain due to conflicting claims or legal complications. While the cloud remains, the owner is prevented from selling, transferring, or conveying marketable titles.

In some instances, even when there are no liens on the property, the title might still be considered defective due to recording or clerical errors somewhere in the chain of titles. These errors can occur through multiple transactions on the same estate over many years, often spanning centuries.

This issue, by its very nature, is one of the most concerning, if not the most troublesome problems for buyers when they consider purchasing such properties and estates. This becomes even more problematic for sellers when the buyer is experienced and even oblivious to such surprises during escrow. The presence of a clouded title can waste both time and money, and even diminish the chances of selling the house to professional buyers like Alpha Capital who understand the complexities of these issues.

At Alpha Capital, we have navigated numerous cases where we’ve curated and cleared titles, and even purchased bonds for encumbrances where the lien holder was untraceable, to make the title marketable and able to proceed to closing. In certain deals where we intervened and negotiated with lien holders or ownership tenants, we were able to clear unjustified liens and debts, putting more than hundreds of thousands of extra dollars into the seller’s pockets as net profit.

Navigating the murky waters of clouded titles requires expertise, experience, and a solid understanding of the real estate market. At Alpha Capital, we pride ourselves on our ability to untangle the complexities of clouded titles, providing both sellers and buyers with a smoother, more efficient transaction process. Trust Alpha Capital to bring clarity to your real estate transactions.